Mortgage calculators, no strings.
Estimates for orientation — your real numbers depend on your full scenario, and those take one conversation. Nothing here is a quote or a commitment to lend. San Antonio veterans: start with the VA funding fee calculator — the exemption question alone changes the math by thousands.
VA Funding Fee Calculator
One-time fee, usually financed into the loan. Veterans receiving service-connected disability compensation are typically exempt.
Current statutory tiers (first use: 2.15% / 1.5% / 1.25% by down payment; subsequent: 3.3% / 1.5% / 1.25%). Estimate only, not a loan offer — verify your exact status on the VA loan page or with Alejandra. Also compare the Texas Vet (VLB) program.
Monthly Payment (PITI)
Principal + interest + taxes & insurance. Bexar County property taxes make the T matter here.
Estimate only, not a loan offer.
How Much House Can I Afford?
Uses a standard debt-to-income ceiling on your gross income.
Assumes ~43% total DTI and ~1.8% of price/yr for Texas taxes+insurance. Estimate only — down payment assistance can raise this.
DSCR Calculator
Does the rent cover the payment? 1.00+ is the usual bar.
Estimate only. Full picture on the DSCR loan page.
Want your real numbers? Two-minute check — no SSN, no credit pull.